Bank of America® Unlimited Cash Rewards • 1.5% Cash Back • terms apply

Bank of America® Unlimited Cash Rewards - simplified earning, no limits on cash back, and key application details

The Bank of America® Unlimited Cash Rewards card is designed for individuals who prefer a straightforward rewards program without the hassle of tracking categories. It offers a competitive flat-rate return on every purchase, making it an ideal choice for consistent daily spending.

Unlimited 1.5% Cash Back No Annual Fee Flat-rate Rewards BofA Preferred Rewards®

Bank of America Unlimited Cash Rewards card image

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Continue to review rewards details, eligibility requirements, fees, APR, and official terms.

Quick facts

Key features of the Unlimited Cash Rewards card to consider before you apply.

Earning Rate

Unlimited 1.5% Cash Back

Earn a consistent 1.5% cash back on all purchases, everywhere, with no limit on how much you can earn.

Welcome Bonus

$200 Online Cash Bonus

Earn a $200 online cash rewards bonus after making at least $1,000 in purchases in the first 90 days.

Annual Fee

$0 Annual Fee

Enjoy the benefits of the card without paying a yearly membership fee.

Preferred Rewards

Up to 75% Bonus

Preferred Rewards members can increase their cash back to 2.62% on every purchase.

Pros & things to keep in mind

A balanced look at what this card offers and what to watch out for.

✓ Why it may fit

Easy, automatic 1.5% cash back on everything you buy.
No need to sign up for rotating categories or track spending caps.
Cash rewards do not expire as long as the account is open.
Introductory 0% APR period for purchases and balance transfers.

ℹ Things to watch

Approval typically requires a Good to Excellent credit score.
A 3% foreign transaction fee applies to purchases made abroad.
Penalty APR may apply if you make a late payment.
Balance transfer fees apply if using the intro APR offer.

How to continue safely

Review the official details carefully before submitting any application.

Review card terms

Confirm the latest rewards structure, intro bonus details, fees, and APR.

Check eligibility

Assess if your credit history aligns with Bank of America's typical requirements.

Continue securely

Access the official Bank of America application page to review full terms and apply.

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Exclusive Preferred Rewards benefits may apply

Check if you qualify for boosted cash back rates through existing Bank of America accounts.

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Disclaimer: This page is informational and not affiliated with Bank of America. Terms, APRs, fees, rewards, and eligibility requirements may change over time. Always review the latest official details before applying.