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Quick facts
Key points to review before you apply.
🏦 Issuer
First Progress
A provider focused on secured credit card products for credit building.
💳 Card type
Secured credit card
Requires a refundable security deposit that helps establish the credit line.
📈 Main goal
Build or rebuild credit
Designed for responsible usage, payment history and credit profile improvement.
🧾 Usage
Everyday purchases
Use responsibly and pay on time to help support credit-building goals.
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Is this card right for you?
Best for applicants who want a secured card to help establish, rebuild or improve credit over time.
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You are building or rebuilding credit.
A secured card can help create positive payment history when used responsibly.
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You can provide a security deposit.
Secured cards typically require a deposit that determines or supports your credit limit.
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You want a simple credit-building tool.
The card is focused more on responsible credit use than premium rewards or travel perks.
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Pros & cons
Highlights and trade-offs to consider.
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Pros
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Designed for building or rebuilding credit.
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Can help establish payment history with responsible use.
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Useful for applicants who may not qualify for unsecured cards.
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Simple structure focused on credit access and discipline.
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Cons
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Requires a refundable security deposit.
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May include fees that should be reviewed carefully before applying.
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Not focused on premium rewards, travel perks or cash back value.
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More details about the First Progress Platinum Elite Mastercard Secured Credit Card
Credit-building purpose
The First Progress Platinum Elite Mastercard Secured Credit Card is built for applicants who want a practical way to start or rebuild credit. Responsible use and on-time payments are key to making the card work.
Security deposit requirement
As a secured credit card, it generally requires a refundable security deposit. This deposit helps support the credit line and lowers risk for the issuer.
Fees and smart usage
Before applying, review the latest APR, annual fee, deposit requirements and account terms directly on First Progress’ website. Keeping balances low and paying on time can help support credit-building progress.
First Progress Platinum Elite Mastercard® Secured Credit Card
A secured card built for credit building, responsible use and long-term financial progress.
