three ways to get more from your money

Capital One Savor offers 3% cash back on dining, eligible grocery stores, entertainment and popular streaming services; 1% on other purchases, with no annual fee.

Walmart and Target are excluded from the grocery bonus. This offer is marketed for excellent credit; offers available through the eligibility tool may differ.

Checking eligibility does not affect your credit score. Accepting a card triggers a hard inquiry that may affect it. Approval is subject to issuer requirements. Review APR and fees before accepting.

Check premium savings: eligible households can use a Marketplace premium tax credit to reduce monthly premiums.

Look beyond the monthly price: compare deductibles, out-of-pocket costs, covered doctors and prescriptions. If you qualify for income-based cost-sharing reductions, choose a Silver plan to receive those extra savings.

Eligibility and savings depend on household circumstances and applicable rules. Enrollment restrictions apply.

Credits can reduce tax owed; deductions reduce taxable income. Start by checking the Earned Income Tax Credit, Child Tax Credit and education credits.

Compare the standard deduction with eligible itemized deductions if you qualify to choose either. Keep supporting records and check the rules for the tax year you are filing.

Claim only benefits you qualify for. A deduction or credit does not guarantee a refund.